OTB offers easy and quick Online Banking deposits and withdrawals via our provider PayNearMe, which works with the vast majority of banks in the US.

As soon as you go into the Online Banking option you're actually working with our third party provider PayNearMe and your banking login info is encrypted via their system. OTB never sees it, nor ever have access to it, so it remains completely secure.
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​PayNearMe also has to follow strict security guidelines implemented by their banking partners, so your information is ALWAYS secure.

When you first go to the Deposit or Withdrawal page, then click "Online Banking" and enter an amount and click "Start" you'll see a selection of some of the most popular banks - but these are NOT all the banks that PayNearMe works with. Find your bank in the list available, or use the search feature to find it.

Once you find your bank, just login as if you were logging into your online banking. You just login, confirm deposit or withdrawal and the funds are transferred to or from our system!

Please note that while deposits are immediate, withdrawals do take approx. 1 - 3 business days to post to your bank. Every bank is different - some are quicker than others - but our customers almost always see their withdrawals hit their account within 3 business days.
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If you have ANY trouble with deposits or withdrawals - just reach out to our OTB Support team - they will happily help you with ANY issues!

If you've got ANY concerns about Online Banking with PayNearMe or want to investigate them before utilizing their service, you can learn all about them at the PayNearMe Website.